YOUR HOME'S EQUITY IS EITHER SECURED OR UNSECURED
Home Equity, like a loan or line of credit, can be secured or unsecured. When you take out a Home Equity Loan or (HELOC), your lender places a lien on your home. The Lender has you sign a Promissory Note which allows them to foreclose on your home if you should default on the payments.
THE EQUITY IS IN YOUR OUT-OF-POCKET COST
Home equity is most often defined as, "the amount your home is worth, less any mortgage balances you owe to your lender." But what most homeowners don't realize is that you have immediate home equity in your down payment. Yes! As soon as you purchase your home, you have 100% unsecured equity in your down payment. In other words, if you put $50,000 down on a home valued at $300,000, you immediately have $50,000 of unsecured equitable interest that you can legally protect.
WHAT ARE THE RISK IF I DON'T PROTECT MY HOME EQUITY?
Homeowners who Fail to secure and protect the out-of-pocket cost of their home equity investment will repeat the loss experienced in the 2008 housing market crash. Had homeowners protected their equity prior to the crash, they would have been position to be reimbursed those cost.
And why is this setup to happen again? Because Congress failed to repeal the Gramm-Leach-Bliley Act passed under the Bush Administration in 1999, deregulating national banks to allow your Promissory Note to be traded on the Stock Market as a Mortgage Backed Security (MBS) creating the 700 Trillion Dollars derivatives bubble. And homeowners should brace for another tsunami, as additional banking deregulation took effect as of January 2019.
We are so confident about the home equity protection services we provide, we have a 100% Home Equity Protection Money Back Guarantee program leaving nothing to to chance. You are encouraged to visit our FAQ summary that will answer many of the questions you may have. INTRINSIC EQUITABLE VALUE
Most American homeowners are of the belief that their home has negative equity (is upside down) if determined to be below fair market value according to the House Price Index (HPI) in their local market. That could not be further from the truth. To the contrary, your home always has Intrinsic Equitable Value that the HPI fails to define and cannot take into consideration as a stock market indices.
So why is the Intrinsic Value of home equity not governed or defined by the HPI? Because your home's true value is static and cannot be readily determined based on supply and demand for Stock Market investor trading purposes. Therefore, defining home equity as "... a weighted, repeat-sales index, meaning that it measures average price changes in repeat sale or refinancing on the same properties" is more befitting.
This method of determining home value is not only useless, but confusing and for the most homeowners. That's why we focus on securing and protecting the Intrinsic Value created from the out-of-pocket cost of the equitable interest you invest in your home.
Your Home Equity Value includes:
1) Your Initial Down Payment
2) Your Principal Payments
3) Home Improvement/Remodeling
4) Home Maintenance and Repairs
5) Equity Value Appreciation
Securing and protecting the out-of-pocket costs you invest in your home is essential in your ability to recover your equitable interest. HEPS provides the only home equity protection programs in America available to accomplish this end. Once your home's equity is secured and protected, your rights of Recovery, Reimbursement and Set Off are fully secured.
The banks, mortgage companies and investors protecting their interest, isn't it time you protected yours? Come join our team and level the playing field guaranteed to protect you and your family's financial future.
THE TRUE VALUE OF HOME
EQUITY IS NEVER NEGATIVE
HOME EQUITY IS AT SERIOUS
RISK OF LOSS IF UNSECURED
www.utsclaims.com Since 2003 14419 Greenwood Ave. North, Suite A-374, Seattle WA 98133 Email: email@example.com
YOUR #1 HOME EQUITY PROTECTION PROVIDER!
To get started, click the Sign-up link above to become a FREE member. After signing up, you will be given immediate access and directed to complete the HEPS Preliminary Questionnaire. Your FREE sign-up includes a home equity protection value assessment, complimentary QWR submission and a 30 minute no obligation consultation. You must first complete and submit the online home equity protection questionnaire prior to scheduling your FREE consultation.
206.686.1070 / 800.225.1965
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SEE HOW YOU BENEFIT WHEN YOU SECURE AND PROTECT THE VALUE OF YOUR HOME'S EQUITY!