The greatest financial investment most Americans will ever make is in the purchase of a home. Our commitment is to Secure and Protect your home's equity from loss. 
BLACKSHEEP offers the only programs in America to effectively secure and protect the equitable interest you build in your home from loss, unaffected by the HPI. 
HOME EQUITY
​Protection Services
To protect homeowners Equity from another housing market crash, such as in 2008, where over Six Trillion Dollars in home equity was lost (Watch  Video)
Ph: 206.686.1070 Free: 800.225.1965​
 
 
 
Yes. Even after the 2008 housing market crash, 99% of homeowners in America are still not protecting the Intrinsic Value of the equitable investments they make in their home. Had the homeowners protected their equity prior to the previous crash, they would not have fell victim to the Six Trillion dollars loss in their home's equity

​​
And why is this setup to happen again? Because Congress failed to repeal the Gramm-Leach-Bliley Act  passed under the Bush Administration in 1999, deregulating national banks to allow your Promissory Note to be traded on the Stock Market as a Mortgage Backed Security (MBS) creating the 700 Trillion Dollars derivatives bubble. To make matters worse, the current Trump administration has made additional banking deregulation set to take effect as of January 2019.   

THE EQUITY IS IN YOUR COST!
Home equity is most often defined as, "the amount your home is worth, less any mortgage balances you owe to your lender." But what most homeowners don't realize is that you have immediate home equity in your down payment. Yes! As soon as you purchase your home, you have 100% unsecured equity in your down payment.​​ In other words, if you put $50,000 down on a home valued at $300,000, you immediately have $50,000 of unsercured equitable interest that you can legally protect.  

YOUR HOME'S EQUITY IS EITHER SECURED OR UNSECURED ​

Home Equity, like a loan or line of credit, can be secured or unsecured. When you take out a Home Equity Loan (HELOC), your lender places a lien on your home. The Lender has you sign a Promissory Note which allows them to foreclose on your home if you should default on the payments.

We are so confident about the home equity protection services we provide, we have a 100% Home Equity Protection Money Back Guarantee  program leaving nothing to to chance. You are encouraged to visit our FAQ summary that will answer many of the questions you may have. 
Most American homeowners are of the belief that their home has negative equity (is upside down) if determined to be below fair market value according to the House Price Index (HPI) in their local market. That could not be further from the truth. To the contrary, your home always has Intrinsic Equitable Value that the HPI fails to define and cannot take into consideration as a stock market indices. 

​​So why is the Intrinsic Value of home equity not governed or defined by the HPI? Because your home's true value is static and cannot be readily determined based on supply and demand for Stock Market investor trading purposes. Therefore, defining home equity as "... a weighted, repeat-sales index, meaning that it measures average price changes in repeat sale or refinancing on the same properties" is more befitting.

​​This method of determining home value is not only useless, but confusing and for the most homeowners. That's why we focus on securing and protecting the Intrinsic Value created from the out-of-pocket cost of the equitable interest you invest in your home.

​ Your Home Equity Value includes: 
1) Your Initial Down Payment
2) Your Principal Payments
3) Home Improvement/Remodeling
4) Home Maintenance and Repairs
5) Home Value Appreciation
 ​​
Securing and protecting the out-of-pocket costs you invest in your home is essential in your ability to recover your equitable interest. HEPS provides the only home equity protection programs in America available to accomplish this end. ​​Once your home's equity is secured and protected, your rights of Recovery, Reimbursement and Set Off are fully secured.

​​The banks, mortgage companies and investors protecting their interest, isn't it time you protected yours?  Come join our team and level the playing field guaranteed to protect you and your family's financial future.

 
SEE HOW YOU BENEFIT WHEN
​YOU SECURE AND PROTECT THE
V​ALUE OF YOUR HOME'S EQUITY!
THE TRUE VALUE OF HOME 
EQUITY IS NEVER NEGATIVE​
 
HOME EQUITY IS AT SERIOUS
​RISK OF LOSS IF UNSECURED​​
www.utsclaims.com Since 2003                       14419 Greenwood Ave. North, Suite A-374, Seattle WA 98133                          Email: support@utsclaims.com
Sign-Up  |  Log-In
YOUR #1 HOME EQUITY PROTECTION PROVIDER!
To get started, click the Sign-up link above to become a FREE member. After signing up, you will be given immediate access and directed to complete the HEPS Preliminary Questionnaire. Your FREE sign-up includes a home equity protection value assessment, complimentary QWR submission and a 30 minute no obligation consultation. You must first complete and submit the online home equity protection questionnaire prior to scheduling your FREE consultation.