www.utsclaims.com Since 2003 14419 Greenwood Ave. North Suite A-374 Seattle WA 98133 Email: support@utsclaims.com
COMPANY OVERVIEW
As you can see, you have options. Our home equity protection team is not interested in negotiating your Rights and the equitable interest you've built in your home away. We are here to fight with you to retain your equitable interest by any means allowed by law. More powerful than all other solutions, including loan modifications, short sales or recasting the note, securing and fighting to protect the equitable interest you have in your home, is the ultimate foreclosure prevention solution.
A NEW ERA OF HOMEOWNERSHIP:
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Universal Trustee Services was founded in Seattle, Washington in 2001 with a primary mission, to stand between homeowners and the devastating loss of foreclosure. Built on a foundation of deep legal knowledge, relentless advocacy, and an unwavering commitment to the families we serve, our early work in foreclosure prevention, asset protection, and equity recovery quickly established us as a trusted voice for homeowners navigating one of the most difficult financial crises of their lives.
Now headquartered in Jacksonville, Florida, Universal Trustee Services, in partnership with Home Equity Protection Services has spent over two decades refining our approach, expanding our reach, and deepening our expertise. What has never changed is our core mission, to fight for homeowners, protect what they have worked hard to build, and ensure that every family we serve has access to the strongest possible defense against foreclosure.
Across more than twenty years of service, we have stood beside countless homeowners at their most vulnerable moments and helped them find a path forward. That experience, that history, and that commitment are what you bring to your corner the moment you contact us
HOME FORECLOSURE REALITY
HOME FORECLOSURE REALITY
Yes, it can happen to you, and it probably already has. . When most Americans purchase a home, they never think that they may one day be looking at the possibility of foreclosure due to an unforeseen Life Event. In the excitement and while signing for the purchasing of a home, most homeowners never read their mortgage contract. Regardless, you are still held liable for it's content.
The number one question most homeowners have when facing the possibility of foreclosure is: What can I do and what are my options? Answer. If you Act and Act Fast, Your options are Unlimited. Your failure to Act Immediately - substantially diminishes Your options. Ignoring the notices will surely result in the loss of your home to foreclosure. In taking Immediate Action, below are a few primary Do's and Don'ts when confronted with a pending foreclosure. Remember, DOING NOTHING IS NOT AN OPTION!
If you or a family member has received a letter from us, that means we have investigated your pending foreclosure and have immediate solutions available to you.
THE DO'S ALERT:
The number one question most homeowners have when facing the possibility of foreclosure is: What can I do and what are my options? Answer. If you Act and Act Fast, Your options are Unlimited. Your failure to Act Immediately - substantially diminishes Your options. Ignoring the notices will surely result in the loss of your home to foreclosure. In taking Immediate Action, below are a few primary Do's and Don'ts when confronted with a pending foreclosure. Remember, DOING NOTHING IS NOT AN OPTION!
If you or a family member has received a letter from us, that means we have investigated your pending foreclosure and have immediate solutions available to you.
THE DO'S ALERT:
- KEEP ALL NOTICES including the envelopes they arrive in.
- OPEN THE NOTICES to avoid missing critical deadlines and response times.
- IMMEDIATELY RESPOND TO THE NOTICES: If it is a Foreclosure Court action, the response deadline is 20 days and a Default will issue after than. For a courtesy review and response, email: utsclaims10X@gmail.com
THE DONT'S ALERT:
THE DONT'S ALERT:
- DO NOT MOVE OUT OF YOUR HOME or your Rights of Possession are waived.
- DO NOT IGNORE OR THROW AWAY ANY NOTICES as they are Time Sensitive.
- DO NOT PROCRASTINATE and Immediately respond to the notices.
HOW WE CAN HELP YOU?
HOW WE CAN HELP YOU?
Because the most valuable purchase you will possibly ever make is your home, Real Estate is a highly regulated industry. We use these Regulations and other lawful tools to assist you in exercising your Rights under numerous State and Federal consumer protection and predatory lending laws to keep you in your home. Our primary goal is to avoid foreclosure and keep you in your home.
FORECLOSURE PREVENTION TOOLS
FORECLOSURE PREVENTION TOOLS
Members of Home Equity Protection Services are already protected from loss through foreclosure having secured the Intrinsic Value of their home's equity. Like nothing else in America, this is the only product that can effectively hedge against foreclosure and compel your lender to work with you. If you have not secured your homes equity, we can still help. Beside assisting you with timely responding to any past due notices, we will conduct an investigation that may allow us to discover regulatory violations that may include but are not limited to:
1. The lender is barred by the statute of limitations to foreclose.
2. The Right to Rescind your Mortgage Contract has a three (3) year statute of limitations.
3. The Party seeking foreclosure is not the real party in interest and has no standing before the Court.
4. The Party seeking foreclosure is not the owner of the promissory note.
5. The Lender failed to issue a Notice to the homeowner of their Right of mediation or other resolutions prior to seeking foreclosure.
6. Securitization of the Pooling And Service Agreement often results in a party claiming ownership interest is not the real party.
6. Securitization of the Pooling And Service Agreement often results in a party claiming ownership interest is not the real party.
As you can see, you have options. Our home equity protection team is not interested in negotiating your Rights and the equitable interest you've built in your home away. We are here to fight with you to retain your equitable interest by any means allowed by law. More powerful than all other solutions, including loan modifications, short sales or recasting the note, securing and fighting to protect the equitable interest you have in your home, is the ultimate foreclosure prevention solution.
A NEW ERA OF HOMEOWNERSHIP:
Because of banking deregulation and numerous other economic factors, the climate of home ownership has changed. The days of lending institutions having an interest in keeping homeowners in their home is over. That's why implementing a program and strategy to protect your equity and prevent foreclosure is now a necessity. It's the ultimate tool to level the playing field and protect your equitable interest. Our primary goal is always to avoid foreclosure and keep you and your family in your home!
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DON'T LET THIS BE YOU!After years of fighting alongside homeowners facing foreclosure, we have learned one undeniable truth — the most effective way to win is together. That's why everything we do is built around a true strategic partnership with you. Through our proprietary process, we have developed a proven, court-tested approach to foreclosure defense that gets real results — without the crushing cost of hiring an attorney. We know how to navigate the legal system, identify lender violations, assert your rights, and build a case that compels action. And we do it at a fraction of what traditional legal representation would cost you.
Having achieved consistent success for the homeowners we serve, we are confident enough in our process to stand beside you every step of the way — from the first notice to the final outcome. You should never have to choose between keeping your home and affording the help to do it. With our strategic partnership model, you never willComplete the short questionnaire below so we can get started filing your refund claim immediately.
FORECLOSURE PREVENTION SERVICES
CALL 904-673-9605 FOR IMMEDIATE ASSISTANCE AND SUPPORT
OUR GOAL IS SIMPLE AND HAS NOT CHANGED:
To put the power back in your hands, where it has always belonged. For too long, lenders and financial institutions have held all the cards, leaving homeowners feeling powerless, confused, and alone in one of the most frightening moments of their lives. We exist to change that.
Every homeowner deserves the fundamental right to stay in or leave their home on their own terms — not the bank's terms, not the lender's timeline, and not under the pressure of intimidating legal notices designed to make you feel like you have no choice. You do have a choice. You have rights. And we are here to make sure you know them, exercise them, and win with them.
Using every legal tool, consumer protection law, and proven defense strategy available, we fight to ensure that the most important decision about your home — stay or go — is made by you and your family, freely and on your own terms. The bank has lawyers. Now so do you. And we will not stop fighting until the power over your home's future is firmly back where it belongs, in your hands..
Disclaimer: Universal Trustee Services, in partnership with Home Equity Protection Services operates in full compliance with the Florida Foreclosure Rescue Fraud Prevention Act, codified at Florida Statutes §§ 501.1377–501.1379, and all applicable regulations promulgated thereunder. The Company acknowledges and adheres to all duties, prohibitions, and consumer protections established by this Act. The information contained in this website is for informational purposes only and provides general information about the law but not specific legal advice. This information should not be used as a substitute for advice from competent legal counsel as laws change and the facts in your specific case need to be analyzed.
RISK MANAGEMENT
The company's surplus fund recovery risk management plans are based on three general strategies; avoiding risk, controlling risk, and transferring risk. Our number one tool for risk management is conducting title searches and knowing the inside and out of every potential funds recovery opportunity we consider prior to signing agreements.
That means using and partnering with qualified professionals to advocate on our behalf prior to a structured buyout, assignment or other agreements is essential. Additionally, the necessary escape clauses are included in our contracts to circumvent any undisclosed fact that could effect the recovery process or cause distribution delays.
The company's surplus fund recovery risk management plans are based on three general strategies; avoiding risk, controlling risk, and transferring risk. Our number one tool for risk management is conducting title searches and knowing the inside and out of every potential funds recovery opportunity we consider prior to signing agreements.
That means using and partnering with qualified professionals to advocate on our behalf prior to a structured buyout, assignment or other agreements is essential. Additionally, the necessary escape clauses are included in our contracts to circumvent any undisclosed fact that could effect the recovery process or cause distribution delays.
COURT PROCEDURE
The number one reasons claims are denied and funds go unrecovered is understanding and following of Court Procedure. The clerk of the court may tell the owner that they do not need a lawyer to collect the funds. The clerk will then direct the former homeowner to complete a boiler-plate affidavit and submit to the court.
Because every claim is unique, all too often the owner does not provide the necessary facts sufficient to establish a proper surplus claim. This significantly reduces your foreclosure surplus recovery chances. Working with a team of legal professionals with more than 30 years of judicial experience, we are able to navigate the many unforeseen judicial landmines that may present themselves.
The number one reasons claims are denied and funds go unrecovered is understanding and following of Court Procedure. The clerk of the court may tell the owner that they do not need a lawyer to collect the funds. The clerk will then direct the former homeowner to complete a boiler-plate affidavit and submit to the court.
Because every claim is unique, all too often the owner does not provide the necessary facts sufficient to establish a proper surplus claim. This significantly reduces your foreclosure surplus recovery chances. Working with a team of legal professionals with more than 30 years of judicial experience, we are able to navigate the many unforeseen judicial landmines that may present themselves.
CLAIMS MANAGER
The role of our Claims Manager during a surplus funds recovery and acquisitions is to ensure the timely and successful recovery of the funds within the proposed court proceedings. Although the asset recovery scopes, size and location may change, one thing is consistent; ensuring the timely and cost effective recovery.
Additionally, your Claims Manager will be the primary party handling the court processing of your surplus claim until the funds are distributed. Our qualified team of professionals work directly with the Claims Manager for quality assurance of the process. Our attorneys are standing by where necessary to assure that the recovered funds are properly distributed.
The role of our Claims Manager during a surplus funds recovery and acquisitions is to ensure the timely and successful recovery of the funds within the proposed court proceedings. Although the asset recovery scopes, size and location may change, one thing is consistent; ensuring the timely and cost effective recovery.
Additionally, your Claims Manager will be the primary party handling the court processing of your surplus claim until the funds are distributed. Our qualified team of professionals work directly with the Claims Manager for quality assurance of the process. Our attorneys are standing by where necessary to assure that the recovered funds are properly distributed.
STRATEGIC PARTNERSHIP WITH HOMEOWNERS:
The best way we have found we can help homeowners in foreclosure is through a strategic partnership. We believe that the most powerful thing we can offer a homeowner in crisis is not just ideas — it's a genuine partner who has skin in the game. Having built a strong record of success in the services we provide, we are willing to put our own resources on the line for you. We investing our time, our money, and our team's full effort into your case — with no guarantee of payment unless you win. If you don't win, we don't win. It's that simple. This isn't a transaction. It's a partnership built on shared stakes, mutual trust, and a single shared goal: keeping you and your family in your home on your terms..
COURT PROCEDURE
COURT PROCEDURE
The number one reasons homeowners lose their home is the cost of hiring an attorney and the inability to defend the foreclosure on their own behalf. The clerk will often direct the former homeowner to complete a boiler-plate affidavit and submit to the court. The court clerk unable to give legal advice, fails to inform the homeowner of the peril they will face if the affidavit along with other court forms is the most important document that must be filed with the court.
FORECLOSURE AND HOME EQUITY:
The major loss most homeowners suffer in a foreclosure is not only their home, but their home's equity. Even when faced with foreclosure, you do not have to lose the substantial equitable interest you've created in your home. It owes you and those losses can be be avoided. For example, most states have enacted laws that allows you to recover the cost of the improvements you have made while living in your home. This is to avoid lenders from being unjustly enriched from your sweat equity when they sell the home to the new buyer.
YOUR UNIQUE OWNERSHIP FOOTPRINT:
Because every case is unique, after an investigation and research of your case, we tailor our approach based on what fits your unique situation. Your situation is unlike anyone else's — and your defense should be too. The equity you've built, the history of your loan, the improvements you've invested in, and the timeline of your case all create a one-of-a-kind ownership profile that we call your Unique Ownership Footprint.
After a thorough investigation and deep research into your specific circumstances, our team works to build a custom strategy designed around your rights, your assets, and your goals. We don't offer cookie-cutter solutions. We offer a plan built specifically for you — because when your home is on the line, nothing less will do.
Because every case is unique, after an investigation and research of your case, we tailor our approach based on what fits your unique situation. Your situation is unlike anyone else's — and your defense should be too. The equity you've built, the history of your loan, the improvements you've invested in, and the timeline of your case all create a one-of-a-kind ownership profile that we call your Unique Ownership Footprint.
After a thorough investigation and deep research into your specific circumstances, our team works to build a custom strategy designed around your rights, your assets, and your goals. We don't offer cookie-cutter solutions. We offer a plan built specifically for you — because when your home is on the line, nothing less will do.
Universal Trustee Services has been in the trenches for more than 25 Years recovering and protecting American Families hard earned wealth from loss. If you have received a letter from us, that means you have an equitable solutions that does not result in a total loss of your hard earned investment.
Professional Services Since 2001
