COMPANY OVERVIEW
Universal Trustee Services is a Florida based real estate investment and project management group initially established in 2003, in Seattle Washington. We are a small private real estate investment group that partners with homeowners facing financial hardship to explore investment opportunities that may allow you to remain in your home, or at minimum, make decisions about your property on your terms. Just as you partnered with your lender to buy your home, we partner with you and offer solutions on what you decide to do with your home. We do not provide legal advice or foreclosure rescue services, we are investors who find creative, legal, and fair and mutually equitable solutions to put capital to work in real property.
IMPORTANT DISCLOSURE AND TRANSPARENCY
We are private real estate investors, not attorneys, not foreclosure rescue consultants, and not lenders regulated under Florida's mortgage broker statutes. We do not offer legal advice, legal representation, or guarantees of any outcome. We strongly encourage every homeowner to consult with an independent licensed attorney before entering into any agreement with us or any other party. Any arrangement we propose is strictly voluntary, fully disclosed in writing, and structured to protect your rights and your remaining equity.
HOW OUR PARTNERSHIP BEGINS
IMPORTANT DISCLOSURE AND TRANSPARENCY
We are private real estate investors, not attorneys, not foreclosure rescue consultants, and not lenders regulated under Florida's mortgage broker statutes. We do not offer legal advice, legal representation, or guarantees of any outcome. We strongly encourage every homeowner to consult with an independent licensed attorney before entering into any agreement with us or any other party. Any arrangement we propose is strictly voluntary, fully disclosed in writing, and structured to protect your rights and your remaining equity.
HOW OUR PARTNERSHIP BEGINS
We follow a structured, transparent process designed to protect your rights at every step.
Step 1 — Initial inquiry, no commitment. You contact us. We listen. No documents are signed and no commitment is made at this stage. We gather basic information about the property and your situation to determine whether an investment structure may be appropriate.
Step 2 — Independent property valuation. We obtain an independent third-party valuation of the property — a licensed appraisal or broker price opinion. This establishes the objective fair market value that forms the basis of any proportional investment calculation.
Step 3 — Written proposal, full disclosure. We provide you with a complete written proposal in plain language before any document is signed. Every term, every percentage, every obligation, fully disclosed. You are encouraged to take the proposal to an independent attorney for review.
Step 4 — Your independent legal review. We strongly encourage you to have an independent attorney review all proposed documents before signing. We provide referrals to free and low-cost legal resources. We do not pressure you to sign quickly or without legal counsel.
Step 5 — Voluntary execution and recording. If you choose to proceed, all instruments are executed before a notary, properly witnessed, and recorded in the official public records of the county. You receive certified copies of all recorded documents.
Step 6 — We protect our interest; you keep yours. Once our investment interest is recorded, we act solely to protect our own position. We do not represent you in any legal proceeding. You retain your equity, your rights, and your ability to seek independent legal counsel at any time.
TRUST & COMMITMENTS TO YOU
What we never do and our commitments to you.
We operate within clearly defined boundaries as governed by law. Here is what you will never experience working with us.
We never offer legal advice
We are not attorneys. We never provide legal advice, legal strategy, or legal representation. We always direct you to independent counsel.
We never guarantee outcomes
We make no promises about stopping, delaying, or preventing foreclosure. We invest in property — we do not guarantee legal outcomes.
We never pressure you
We impose no artificial deadlines and apply no pressure. Every decision you make is voluntary, informed, and made on your timeline.
We never strip your equity
Any interest we acquire is strictly proportional to our investment. Your remaining equity is preserved and documented in every instrument we use.
OUR METHODS ARE SOUND AND UNCONVENTIONAL
We are not your conventional option, and that's exactly the point. Traditional routes like loan modifications, short sales, refinancing, and working with your lender can be exhausting, slow, and more often than not, lead to dead ends that leave homeowners right back where they started. We operate outside of that system entirely. We are an alternative solution, one built specifically for homeowners who have already tried the traditional path, or who simply don't have the time to wait on a process that may not work in their favor. No banks, no lengthy negotiations, no empty promises. Just real, creative, and customized solutions designed to move fast and put you back in control of your situation before it's too late..
OUR METHODS ARE SOUND AND UNCONVENTIONAL
We are not your conventional option, and that's exactly the point. Traditional routes like loan modifications, short sales, refinancing, and working with your lender can be exhausting, slow, and more often than not, lead to dead ends that leave homeowners right back where they started. We operate outside of that system entirely. We are an alternative solution, one built specifically for homeowners who have already tried the traditional path, or who simply don't have the time to wait on a process that may not work in their favor. No banks, no lengthy negotiations, no empty promises. Just real, creative, and customized solutions designed to move fast and put you back in control of your situation before it's too late..
FREE FOECLOSURE RESOURCES TO CONSIDER
Get independent help at no cost
While remembering your case is time sensitive, before contacting us or any other party, we encourage you to reach out to these free and low-cost resources available to Florida homeowners.
1. HUD-Approved Housing Counseling: (800) 569-4287.
2.Homeowner's HOPE: 24-hour advice at 1-888-995-HOPE (4673).
3. Florida Homeowner Assistance Fund (HAF)
4. Get Help Florida Housing & Foreclosure: GetHelpFlorida.org
5. Florida Housing Finance Corporation: floridahousing.org
We Are Here to Offer Alternative Solutions
If you have reviewed the resources above and would still like to speak with us directly, we welcome the opportunity to assist you. Our team is committed to working with Florida homeowners to find fair, transparent, and timely solutions. Please do not hesitate to contact us at your convenience. There is no obligation, and all initial consultations are completely free.
CLICK HERE TO CALCULATE YOUR HOME EQUITY
CLICK HERE TO CALCULATE YOUR HOME EQUITY
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STRATEGIC PROPERTY INVESTMENT GROUP
Important legal notice: This website is operated by a private real estate investor. Nothing on this website constitutes legal advice, financial advice, or a solicitation for legal services. We are not attorneys, mortgage brokers, foreclosure rescue consultants, or licensed lenders. All investment arrangements are strictly voluntary, fully disclosed in writing, and subject to your informed consent. Any homeowner considering an arrangement with us is strongly encouraged to seek independent legal counsel prior to signing any document. Investment in real property involves risk. Past results do not guarantee future outcomes. This website is intended for informational purposes only.
RISK MANAGEMENT
The company's real estate risk management plans are based on three general strategies; avoiding risk, controlling risk, and transferring risk. Our number one tool for risk management is knowing the inside and out of every potential real estate investment opportunity we consider prior to contracting the deal.
That means using and partnering with qualified professionals to advocate on our behalf prior to purchase. Additionally, the necessary escape clauses are included in our contracts to circumvent any undisclosed fact that could effect the valuation of our acquisitions.
The company's real estate risk management plans are based on three general strategies; avoiding risk, controlling risk, and transferring risk. Our number one tool for risk management is knowing the inside and out of every potential real estate investment opportunity we consider prior to contracting the deal.
That means using and partnering with qualified professionals to advocate on our behalf prior to purchase. Additionally, the necessary escape clauses are included in our contracts to circumvent any undisclosed fact that could effect the valuation of our acquisitions.
TRANSACTION ENGINEER
Transaction Engineering is the art of creating win/win transactions either on the buy side or the sell side of a real estate deal. We thoroughly explore the prospect's needs and work toward a mutually beneficial solution for our clients and JV investment partners.
As an investment partner you become a big part solving problems for homeowners, banks, counties, asset managers and the like while at the same time earning a profit. And yes, like any business opportunity, you reap the benefits of your investments.
Transaction Engineering is the art of creating win/win transactions either on the buy side or the sell side of a real estate deal. We thoroughly explore the prospect's needs and work toward a mutually beneficial solution for our clients and JV investment partners.
As an investment partner you become a big part solving problems for homeowners, banks, counties, asset managers and the like while at the same time earning a profit. And yes, like any business opportunity, you reap the benefits of your investments.
PROJECT MANAGER
The role of our project managers during real estate and construction projects is to ensure a timely and successful completion of the project within the proposed budget. Although the project scopes, size and location may change, one thing is consistent; ensuring the timely and cost effective completion of projects.
Our role as your investment partners is to do just that. Vet and hire a qualified team of professionals in their field. When necessary to hire contractors, we often engage individuals or small businesses for cost control, ease of both manageability and accountability. .
The role of our project managers during real estate and construction projects is to ensure a timely and successful completion of the project within the proposed budget. Although the project scopes, size and location may change, one thing is consistent; ensuring the timely and cost effective completion of projects.
Our role as your investment partners is to do just that. Vet and hire a qualified team of professionals in their field. When necessary to hire contractors, we often engage individuals or small businesses for cost control, ease of both manageability and accountability. .
WE CREATE SOLUTIONS TAILORED JUST FOR YOU
We understand that facing foreclosure can feel overwhelming, isolating, and uncertain, but you don't have to navigate this alone. At Universal Trustee Services, we work specifically with homeowners in difficult financial situations, and we want you to know that there is still hope. We have multiple solutions available, and no matter where you are in the foreclosure process, we will sit down with you, listen to your unique situation, and tailor a plan designed specifically for your needs and circumstances. Our goal is not to pressure you, it's to empower you with real options so that you can make the best decision for yourself and your family.
OUR SOLUTIONS INCLUDE, BUT ARE NOT LIMITED TO:
1. Private Hard Money Lending
We understand that facing foreclosure can feel overwhelming, isolating, and uncertain, but you don't have to navigate this alone. At Universal Trustee Services, we work specifically with homeowners in difficult financial situations, and we want you to know that there is still hope. We have multiple solutions available, and no matter where you are in the foreclosure process, we will sit down with you, listen to your unique situation, and tailor a plan designed specifically for your needs and circumstances. Our goal is not to pressure you, it's to empower you with real options so that you can make the best decision for yourself and your family.
OUR SOLUTIONS INCLUDE, BUT ARE NOT LIMITED TO:
1. Private Hard Money Lending
We may provide short-term private capital secured by a recorded mortgage against your property. You retain full ownership. The loan is non-recourse, meaning we look only to the property, not to you personally, for repayment.
2. Subject-to Investing
We may acquire an interest in your property subject to the existing mortgage remaining in place. This structure allows the existing loan to continue while we invest capital and take a recorded ownership position proportional to our investment.
3. Lease Option Agreements
We may structure an arrangement where we acquire an option interest in the property and lease the property back to you, allowing you to remain in your home while we hold a recorded investment interest with the right to purchase at agreed terms.
4. Proportional Equity Partnership
We invest capital in exchange for a proportional percentage ownership interest mathematically tied to fair market value. You retain your remaining equity. Our interest is recorded, and your personal liability to us is extinguished upon any agreed conveyance.
5. Promissory Note, Mortgage and Quit Claim Deed
We extend a documented private loan secured by a formally recorded mortgage. The note and mortgage include non-recourse and satisfaction-by-conveyance provisions that protect you from personal liability while giving us a legitimate recorded interest in the property.
6. Partial Deed in Lieu, Percentage-Bbased
6. Partial Deed in Lieu, Percentage-Bbased
Where appropriate, we may structure a partial deed in lieu arrangement where a proportional ownership interest is conveyed to us in satisfaction of an existing obligation, eliminating your personal liability while preserving your remaining equity position.
BOTTOM LINE:
Whether you're facing foreclosure, carrying a distressed property, or simply need to unlock equity quickly without the red tape of traditional financing, our private hard money lending solution is designed to move at the speed of your situation. We cut through the bureaucracy, focus on the asset — not your credit score or financial history, and deliver capital with the discretion and flexibility that conventional lenders simply cannot offer. Your ownership remains intact, your personal liability stays protected, and our interests are aligned with one goal: a clean, efficient outcome for both parties. When time is your most valuable asset, we're the partner built to meet that moment.
Whether you're facing foreclosure, carrying a distressed property, or simply need to unlock equity quickly without the red tape of traditional financing, our private hard money lending solution is designed to move at the speed of your situation. We cut through the bureaucracy, focus on the asset — not your credit score or financial history, and deliver capital with the discretion and flexibility that conventional lenders simply cannot offer. Your ownership remains intact, your personal liability stays protected, and our interests are aligned with one goal: a clean, efficient outcome for both parties. When time is your most valuable asset, we're the partner built to meet that moment.
HOW WE INVEST IN YOUR PROPERTY
Every property and every homeowner's situation is different. We do not use a 'one size fits all' approach and determines what may work best for you on case-by-case basis. We evaluate multiple investment structures to find one that works for both parties. Below are the primary strategies we explore, always transparently, always in writing, always with your informed consent.
NON-PERFORMING NO EQUITY HOME INVESTMENTS
We specialize in acquiring non-performing, distressed properties, including those with little to no equity. If your home has lost value, is underwater on the mortgage, or carries more debt than it's worth, that is not a barrier for us. Where traditional buyers and lenders walk away, we step in with creative financing solutions specifically designed for situations like yours. You do not need equity to get help. You just need someone who understands your situation and knows how to work through it, and that is exactly what we do.
NON-PERFORMING NO EQUITY HOME INVESTMENTS
We specialize in acquiring non-performing, distressed properties, including those with little to no equity. If your home has lost value, is underwater on the mortgage, or carries more debt than it's worth, that is not a barrier for us. Where traditional buyers and lenders walk away, we step in with creative financing solutions specifically designed for situations like yours. You do not need equity to get help. You just need someone who understands your situation and knows how to work through it, and that is exactly what we do.
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Office: (904) 673-9605 Toll Free: 877-906-5780